Loan advice for 6.4 powerstroke - Diesel Truck Forum - TheDieselGarage.com
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post #1 of 5 (permalink) Old 02-09-2012, 09:48 PM Thread Starter
Dutro221
 
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Loan advice for 6.4 powerstroke

Hi. I have been researching all ford diesels and have much interest in purchasing a slightly used 08, 09, or 2010 6.4 PowerStroke. Would be even more interested in Harley edition. I am 18 and working as a tool and die maker so I make ok money but I will need a loan or to do payments. Now I am desperate for advice on getting financially set for a loan and what is the best wAy to build credit.
Thanks..

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post #2 of 5 (permalink) Old 02-17-2012, 03:11 PM
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Honestly bud, I'd look at a credit union. Their rates are usually pretty competative and they tend to be more apt to work with a first time buyer. Good luck!

Dominic
'16 Ram 3500 Limited, DRW, 3.73's, Aisin, 4x4
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post #3 of 5 (permalink) Old 02-17-2012, 06:47 PM Thread Starter
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Yes I have an account at via credit union. And I'm doing a 6 month credit builder through them where they take and hold $300 and I pay the interest. But I doubt I'll be able to get a 25 to 30k loan with that only so idk

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post #4 of 5 (permalink) Old 02-18-2012, 03:34 AM
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get yourself a sugar momma
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post #5 of 5 (permalink) Old 02-19-2012, 01:15 AM
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Figure out what the payment, insurance and additional fuel cost will be over your current mode of transportation, then try to save that in a savings account every month for at least six months, a whole year would be even better. If you can put the money away and not touch it, for the duration, you can swing paying for the truck. As an added bonus, all that money you set aside will make a huge down payment and help you get a better interest rate on the loan.

The Current Truck (Oct-2013 to Present):
1999 (Early) F-350 Lariat, CCLB, SRW, Black/Tan

7.3L Powerstroke, 4R100, 4x4, 3.73, 37x13.50-18s, '05 Axle Swap, 6" Fabtech lift, GTP38 "D66" turbo upgrade, SCT 4-position chip with custom tuning by me, Straight Piped 4" down pipe through 5" dual stacks, N-Fab full length triple steps, Pro-Tech cab guard and tool box, louvered 5th wheel gate, Hella 500 Fog and Driving lamps, much more to come...
The one I'll miss, (Mar-2009 to Jan-2014):
2000 Excursion XLT 4x4

6.8L V-10, 4R100, 4.30, 285/75-18, 271whp / 388wtq
The one I won't, (Jul-2005 to Sep-2012):
2005 F-350 XLT, CCLB, SRW, 4x4 FX4

6.0L PSD, ZF-6S650, 3.73, 35x12.5-18, 4.5" Lift
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