Ordering?? : x-plan, fords 0%, best way to buy?? - Diesel Truck Forum - TheDieselGarage.com
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post #1 of 19 (permalink) Old 02-21-2008, 04:10 PM Thread Starter
 
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Ordering?? : x-plan, fords 0%, best way to buy??

Hey guys,

since the 0% is out were are looking to upgrade the fleet. Dad is looking at a KR dually to replace the one I have and I'm looking for a SRW CC. I live right by ricart ford which is the biggest dealer in the nation i believe so they have what we want.

Question is.. Can you use an X plan pin and get fords 0% finiancing?

If so, is the X-plan hands down the best way to go? Can you talk them lower.. To be honest this is the first truck I'll be buying. Pops is taking the payments until I finish school and start my job this summer. The payments don't scare me, i just want to know if it's the best possible plan of attack. Thanks in adavance everyone.

Ian
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post #2 of 19 (permalink) Old 02-21-2008, 04:16 PM
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Ian, X-plan is a supplier discount. A-plan is the cheapest you can get it and that is employee/family discount.
yes, you can use x-plan and get 0%.

Life changes, so roll with it, not against it.
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post #3 of 19 (permalink) Old 02-21-2008, 04:24 PM Thread Starter
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I don't know anyone at ford tho... Is it even legal if I could get my hands on an A plan? If so, how do I go about doing that.

Can you do A plan, incentives and 0%?
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post #4 of 19 (permalink) Old 02-21-2008, 04:28 PM
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only way you can (honestly) get A-plan is have a fmily member that works at Ford get it for you. Not sure of any other way.

Life changes, so roll with it, not against it.
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post #5 of 19 (permalink) Old 02-21-2008, 04:37 PM Thread Starter
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Right... so main question..You can also get incentives with X-plan then right?

looking like 2500 off where i am

Xplan price - incentives at 0% is the best?
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post #6 of 19 (permalink) Old 02-21-2008, 07:49 PM
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Quote:
Originally Posted by LovinPSDs
Xplan price - incentives at 0% is the best?
Yes, that's probably the best you can do.

Mark
Former Ford Automatic Transmission Engineer 1988-2007
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post #7 of 19 (permalink) Old 02-21-2008, 08:13 PM Thread Starter
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One more thing.. x-Plan doesn't have anything to do with Taxes does it?

I feel like your almost back where you started after that..
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post #8 of 19 (permalink) Old 02-22-2008, 03:50 AM
 
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I ordered my truck with X-Plan pricing, and getting the Ford cash back bonus, and the low rate financing. Saving over $10K on the deal for a fully loaded truck.

And no, X-Plan pricing does not include TT&L (tax, title, and registration) so you'll have to factor that back in (varies depending on where you live).
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post #9 of 19 (permalink) Old 02-22-2008, 03:54 AM
 
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Actually yes X plan does decrease the price you pay in taxes. Taxes are usually paid on the bill of sale and with X plan pricing your bill of sale will be lower then with out it, so you do save a bit on taxes. Taxes are paid to your local government not FORD. You may want to look into moving to a state where you dont have to pay sales tax, AK, OR... are a few I think.
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post #10 of 19 (permalink) Old 02-22-2008, 10:05 PM
 
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about the X-plan....i am a member of the DAV...disabled American vets...i do know that a non-disabled vet cant join with full benefits...but the DAV members get X-plan pricing

soooo...if your thinking about a way to get the x-plan, and CHARTER members can also get fords x-plan pricing...then join up as a charter member...help yourself and your fellow Americans!!!

hope i was of service
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